Legal

Terms

Last updated: June 30, 2026

Informational request only

Submitting this form creates an information request. It is not a loan application, pre-approval, approval, rate quote, loan estimate, or commitment to lend.

Homora is not a lender

Homora is an independent information request site. Homora does not make loans, underwrite loans, issue credit decisions, quote rates, provide legal or financial advice, or service mortgage products.

No credit check from this form

This website does not pull credit. A credit report may be requested later only if you choose to continue with a formal application through a licensed mortgage company.

Contact consent

By submitting the form, you agree that Homora and/or one licensed mortgage professional or their authorized team member connected directly to your request may contact you by phone, text, or email about mortgage options, including through automated technology or prerecorded/artificial voice messages, at the number and email you provided. Consent is not required to buy goods or services. Message and data rates may apply. You can opt out at any time.

No guarantee

There is no guarantee that any loan program, rate, term, payment, savings, cash amount, qualification, or approval will be available. All loans are subject to application, credit approval, property review, underwriting, program guidelines, disclosures, and applicable law through a licensed mortgage company.

One direct connection

This site is designed to avoid a multi-lender marketplace blast. If your scenario looks like a possible fit, your request may be reviewed by one licensed mortgage professional or their authorized team member connected directly to your request.

Accuracy of information

You are responsible for providing accurate information. Estimates are acceptable to start, but details may need to be verified later if you choose to continue.

Third-party services

This website may rely on third-party services for hosting, form processing, analytics, advertising measurement, security, and operational workflows. Those services may process information as needed to operate the website and handle submitted requests.

Responsible use

You agree not to submit false information, misuse the form, interfere with the website, attempt unauthorized access, or use the site for unlawful purposes.

Updates

These terms may be updated as the site, technology, or operating process changes. The date above reflects the latest version included with this website package.